Serving Peace of Mind for Your Business.
Running a restaurant, bar, or hospitality business comes with unique risks—from customer injuries to kitchen fires and food contamination. A single incident can result in significant financial loss or even business closure.
At Scheer’s Insurance Services, we offer comprehensive restaurant and hospitality insurance policies designed to protect your property, employees, customers, and revenue.
Protect Your Business from the Unexpected.
The food and hospitality industry is fast-paced and unpredictable—but with the right insurance, you can focus on providing great service without worrying about financial risks. Our policies cover:
- Property Damage – Covers repairs or replacement costs for kitchen equipment, dining areas, and buildings damaged by fire, theft, or storms.
- General Liability – Protects against customer injuries, food-related illnesses, or property damage claims.
- Liquor Liability – Shields you from liability claims related to alcohol service, including intoxicated customer incidents.
- Business Interruption – Covers lost income if your restaurant must close due to a covered event, such as fire or water damage.
- Workers’ Compensation – Protects your employees if they’re injured on the job.
Customized Insurance for Every Food & Hospitality Business.
Property Insurance
Covers physical assets like kitchen equipment, furniture, and inventory from fire, theft, and damage
General Liability Insurance
Protects against lawsuits related to customer injuries, foodborne illnesses, and property damage.
Liquor Liability Insurance
Covers legal fees and damages if a customer causes harm after consuming alcohol at your establishment
Business Interruption Insurance
Provides financial assistance if your restaurant is forced to close due to a covered disaster.
Workers’ Compensation Insurance
Covers medical expenses and lost wages for employees injured while working.
Protecting Your Business, Employees, and Customers.
Owning a restaurant or hospitality business is demanding—but managing your risks and liabilities shouldn’t be. At Scheer’s Insurance Services, we offer affordable, reliable coverage that helps you focus on running your business with confidence.
- Industry-Specific Coverage – Custom plans for restaurants, cafes, bars, hotels, and catering businesses.
- Competitive Pricing – We work with top-rated providers to get you the best rates.
- Fast & Hassle-Free Claims – Our dedicated claims team ensures a smooth, stress-free process.
- Local & Trusted Advisors – We understand the unique risks of the hospitality industry.
Keep Your Business Running Smoothly. Get Protected Today.
Your restaurant or hospitality business is your passion and livelihood—make sure it’s protected from financial loss, lawsuits, and operational risks. Let Scheer’s Insurance Services provide you with the coverage and peace of mind you need.