Your Coverage. Your Security. Your Peace of Mind.
Life is full of uncertainties, and even the best insurance policies may have limits. That’s where umbrella insurance comes in. At Scheers Insurance Services, we offer comprehensive umbrella insurance policies that provide an extra layer of liability protection beyond your standard policies.
Whether you’re a homeowner, landlord, or business owner, our umbrella insurance ensures you’re protected against major claims and lawsuits that could put your financial future at risk.
Protect Your Assets from the Unexpected.
Your existing home, auto, or business insurance may not cover all potential liability risks. Our umbrella insurance policies step in to cover:
- Excess Liability Protection – Extends beyond your existing policy limits, offering additional coverage when you exceed the limits of your home, auto, or business insurance.
- Legal Defense Costs – Covers attorney fees and legal expenses in the event of lawsuits.
- Personal Injury Liability – Protects against claims of libel, slander, defamation, or false arrest.
- Property Damage Liability – Covers damage to others' property caused by you, a family member, or covered individuals.
- Bodily Injury Liability – Provides coverage for medical bills and legal fees if someone is injured on your property or due to your actions.
Comprehensive Protection for Individuals & Businesses
Homeowners
Protects against liability claims beyond your home insurance limits.
Renters
Shields you from legal action due to accidents occurring on your property.
Auto
Covers bodily injury or property damage liability that exceeds your auto insurance.
Business Owners
Covers liability risks for rental properties and business operations.
Landlords
Helps prevent financial losses from tenant-related claims or lawsuits.
Affordable, Flexible, and Essential Protection.
At Scheers Insurance Services, we believe that everyone should have access to additional liability protection at a reasonable cost. We work with top-rated insurance providers to ensure you get the best umbrella insurance policy for your needs at a competitive price.
- High Liability Limits – Up to millions in additional coverage.
- Broad Protection – Extends beyond standard home, auto, and business policies.
- Legal Support – Helps cover attorney and court fees.
- Peace of Mind – Ensures you and your assets are fully protected from unforeseen risks.
Protect Your Future with Scheer's.
Your financial security matters. Our expert insurance advisors are here to help you find the right umbrella insurance coverage for your specific situation.