Expanded Coverage for Your Business’s Future.

A single lawsuit or accident could place your business’s financial future in jeopardy. Commercial umbrella insurance provides an extra layer of liability protection for businesses, ensuring that high-cost claims don’t exceed your primary policy limits.

Your Business. Your Security. Your Protection.

Your business deserves the highest level of protection. Our insurance specialists are ready to help you secure the right commercial umbrella insurance coverage for your industry and risk level.


Contact us today for a free consultation and protect your business against financial uncertainty!

Your Business Needs Umbrella Insurance.

Your existing business insurance may not cover all potential liability risks. Our commercial umbrella policies step in to cover:

  • Excess Liability Coverage – Extends your business’s general liability, auto liability, and employer’s liability coverage.
  • Legal Protection – Covers defense costs for lawsuits beyond your standard policy limits.
  • High-Risk Industry Coverage – Ideal for businesses in industries with elevated liability exposure, such as construction, trucking, and hospitality.
  • Asset Protection – Safeguards business assets against catastrophic claims and settlements.

Comprehensive Protection for Individuals & Businesses

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General Liability

Covers costs beyond your general liability insurance if a customer sues for an injury on your premises.

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Commercial Auto

Provides additional coverage for major accidents involving business-owned vehicles.

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Employer's Liability

Extends protection for employee injury claims that exceed workers’ compensation limits.

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High-Risk Professions

Provides extended liability coverage for industries with greater risk exposure, such as construction and trucking.

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Landlords

Helps prevent financial losses from tenant-related claims or lawsuits.

Affordable, Flexible, and Essential Protection.

At Scheers Insurance Services, we believe that every business should have access to high-limit liability protection at a reasonable cost. Our team works with top-rated insurance providers to secure the best commercial umbrella insurance policy for your industry and risk level.


  • Extended Protection – Additional coverage beyond your primary business policies.
  • Peace of Mind – Protection from large-scale liability claims and financial devastation.
  • Industry-Specific Coverage – Tailored solutions for construction, trucking, and other high-risk industries.
  • Competitive Rates – Cost-effective plans to match your business’s needs and budget.

Secure Your Business's Future with Scheer's.

Your business deserves the highest level of protection. Our insurance specialists are ready to help you secure the right commercial umbrella insurance coverage for your industry and risk level.

Request a Free Quote